Real estate financing in Florida, USA
Finance your property in the United States
I help Latin Americans buy, build and invest in Florida. A 30-year bank mortgage or fast private credit: first we define which one fits your case, then we run it together.
30 years
Mortgage term
From 25%
Down payment for foreigners
No Social Security
No US credit history
Florida
Market focus
What do you need to solve?
Three different paths, with very different requirements and timelines. Before selling you a product, we define which one is yours.
I want to buy a property in the US
Amortizing 15 or 30-year mortgages for foreign nationals, visa holders and residents. No Social Security number or US credit history required.
- Fixed payment for the life of the loan
- From 25-30% down as a foreign national
- Primary home, second home or investment
I have a project and need capital fast
Private credit for fix & flip, ground-up construction, bridge loans and situations where the bank is too slow or simply won't lend.
- Closings in weeks, not months
- The asset is underwritten, not your pay stub
- Fix & flip, construction, bridge and foreclosure
I want to lend and collect interest
Put your capital on the bank's side: fund real estate deals secured by a first-position mortgage and collect interest every month.
- First-position lien on a real asset
- Interest paid monthly
- Short terms, typically 12 months
Loans Closed
Capital Managed (USD)
Years of Experience
Active Investors
9.2%
Average Annual Return
<1%
Default Rate
99%+
Capital Returned at Maturity
~12
Average Term (months)
Why Investors Trust Us
First Lien Mortgage on every deal
Title Insurance on every deal
Professional property appraisal
Professional loan servicing
Free tools
Run the numbers before you commit
Calculate a Florida mortgage payment as a foreign national, model a private lending investment or analyze a fix & flip or construction project. All with real data.
Want to learn more about investing?
Schedule a no-obligation consultation. I'll walk you through available deals, terms, and how the entire process works. No pressure, no fine print.