Private Lending
Bridge Loans in Florida
Bridge financing for fast property acquisitions in Florida. Close your deal in days, not months.
What Is a Bridge Loan?
A bridge loan is a short-term loan designed to finance the quick acquisition of a property while permanent financing is secured or another asset sale is completed. It's the ideal tool when speed is key.
Unlike a traditional bank loan, approval is based on the asset value and your exit strategy, not your credit history. This makes it accessible to foreign investors and time-critical situations.
Who Is It For?
Bridge loans are ideal for these investor profiles
Speed-Driven Investors
Time-sensitive opportunities where closing fast is the difference between winning and losing the deal.
Sellers with Pending Funds
Buyers selling another property who need bridge funds to avoid missing the new opportunity.
Foreign Investors
Don't qualify for traditional bank loans but have a solid deal and a clear exit strategy.
How Does It Work?
A simple 4-step process to close your deal quickly
Evaluation
We analyze the property and your exit strategy
Approval in 48-72h
Fast response based on the asset, not your credit
Closing in 7-14 Days
Agile funding so you don't miss the opportunity
Repayment in 6-12 Months
Upon sale or refinance into a permanent loan
Typical Terms
Standard conditions for our bridge loans in Florida
Term
6-12 months
With extension options
LTV
Up to 70%
Of property value
Rate
From 9%
Based on profile and deal
Payments
Interest only
No principal amortization
Frequently Asked Questions
What's the difference between a bridge loan and a conventional mortgage?
A bridge loan is short-term (6-12 months) with asset-based approval, not based on your credit history. It closes in days vs months at a bank. The rate is higher, but the speed and flexibility make up for it.
Do I need a US credit score to qualify?
No. We evaluate the property and your exit strategy, not your credit history. This makes bridge loans ideal for foreign investors.
What is the typical exit strategy?
Sale of the property, refinancing into a permanent loan (such as DSCR), or sale of another pending asset. Having a clear exit strategy is essential before closing.
Can I use a bridge loan as a foreign national?
Yes. We finance foreign nationals through US LLCs. No SSN or residency required. You just need the deal and a solid exit strategy.
What is the minimum bridge loan amount?
We generally work with amounts starting at $150,000 USD. The maximum amount depends on the property value and approved LTV.
Have an opportunity that can't wait?
Let's talk about how a bridge loan can help you close your next deal.