Purchase & Renovation
Fix & Flip Financing in Florida
Finance the purchase and renovation of properties. Maximize your return with leveraged capital and progress-based draws.
How Does Fix & Flip Work?
Fix and flip is the most popular real estate strategy: you buy a property below market value, renovate it strategically, and sell it for a profit. We finance the entire process — purchase and renovation.
Renovation funds are disbursed through draws as the work progresses, so you only pay interest on what you use. When you sell at the ARV (After Repair Value), you repay the loan and keep the spread.
Real Deal Example
Single-family home in Fort Lauderdale — 8-10 month timeline
Project Costs
Estimated Returns
Typical Timeline
Phases of a fix and flip project from purchase to sale
Acquisition
Week 1-2
You find the undervalued property, we close the purchase with fast funds.
Renovation
Month 1-6
You execute the work with partial draws based on progress. Periodic inspections.
Sale
Month 6-10
You list at ARV, sell for a profit and repay the loan.
Estimated total duration: 8-10 months
Typical Terms
Standard conditions for our fix and flip loans
Term
6-18 months
Based on renovation scope
LTV
Up to 90%
Of total project cost
ARV
Up to 75%
Of after-repair value
Rate
From 10%
Based on experience and deal
For Borrowers
If you're a flipper or investor looking for financing for your next renovation project:
- ✓Purchase + renovation financing in a single loan
- ✓Progress-based draws — only pay interest on disbursed amount
- ✓We close fast so you don't miss the opportunity
For Lenders / Capital Investors
If you're looking for attractive returns backed by real estate assets:
- ✓9-12% annual returns backed by physical property
- ✓Short-term loans (6-18 months) with conservative LTV
- ✓Geographic diversification in the Florida market
Tools for Your Project
Use our calculator to estimate your return before you start
Frequently Asked Questions
How much down payment do I need?
Typically 10-35% of total cost depending on experience and deal. Flippers with a track record can access lower down payments.
Do you finance renovation in addition to the purchase?
Yes, we finance purchase + renovation. Renovation funds are disbursed through draws as the work progresses, verified with inspections.
What if the renovation takes longer than expected?
Terms are flexible. We can extend the loan if the project justifies it. The key is maintaining communication about progress.
How much experience do I need?
We work with experienced flippers and first-time projects. The evaluation focuses more on the deal than on your experience.
Can I do fix and flip as a foreign national?
Yes. You operate through a US LLC. We finance the purchase and renovation without requiring SSN or residency.
Have a renovation project in mind?
Tell us about your deal and we'll let you know within 48 hours if we can fund it.