Private Lending
Facing a Foreclosure in Florida?
Private financing to stop the foreclosure, buy time, and protect your property's equity. We move fast, in coordination with your attorney.
What is a foreclosure bailout loan?
A foreclosure bailout is a short-term private loan that pays off the past-due debt and stops the foreclosure process before the judicial sale. With the property as collateral, we provide the capital that gives you back the time and standing to resolve the situation calmly: refinance on better terms, sell on the open market instead of at auction, or reorganize your finances.
Approval is based on the property's equity and a clear exit plan, not on your credit score. We work in coordination with your foreclosure attorney —we don't replace legal advice, we complement it with the capital that is often the missing piece to protect the asset.
Who is it for?
This loan is the solution when time is short and there is equity to protect
Owners in default
Owners with missed payments or a lis pendens filed, with real equity in the property they don't want to lose at auction.
Foreign investors
Owners abroad who don't qualify to refinance with a U.S. bank but hold a solid asset in Florida.
Time-sensitive cases
Situations where the auction date is near and capital is needed in days, not months, to stop the process.
How does it work?
A clear, fast process, coordinated with your attorney, to act before the sale
Confidential assessment
We review the debt, the equity, and the auction date. No obligation.
Proposal in 24-48h
Terms based on the asset, not on your credit history.
Closing in 7-14 days
We pay off the past-due debt and the foreclosure is stopped.
Exit plan
Refinance, sell on the market, or reorganize with time on your side.
Typical Terms
Standard conditions of a foreclosure bailout in Florida
Speed
7-14 days
To stop before the sale
LTV
Up to 65%
Of the property value
Rate
From 10%
Based on equity and exit plan
Payments
Interest only
No principal amortization
Frequently Asked Questions
Can you stop a foreclosure that has already started?
Yes. As long as there is enough equity and the property hasn't been sold at auction, a foreclosure bailout can pay off the past-due debt and stop the process. The sooner you act, the more options you have — we coordinate with your attorney to respect the legal deadlines.
Do I need a good credit score?
No. Approval is based on the property's equity and a realistic exit plan, not on your credit history. That's why it works even for owners in default or foreign investors without U.S. credit.
Are you a foreclosure attorney?
No. I'm a private lender and I provide the capital. I work alongside foreclosure attorneys in Florida; if you already have one, we coordinate with them, and if not, I can refer you to trusted professionals I've worked with for years.
What happens when the loan matures?
The loan is a bridge to buy time. The typical exit is to refinance into a long-term mortgage, sell the property on the open market (at a better price than at auction), or pay it off with other funds. We define the exit plan before closing.
I live outside the U.S., can I still apply?
Yes. We finance foreign owners through U.S. LLCs. You don't need an SSN or residency — just the asset in Florida and a solid exit plan.
How much equity do I need?
As a reference, we lend up to 65% of the property value, so the total debt (including what's past due) must stay below that threshold. In the initial assessment we confirm whether your case qualifies, no obligation.
Time is the most valuable thing in a foreclosure
Tell me your situation and we'll assess together, confidentially, how to stop the foreclosure and protect your property.