Direct Private Lending
Private Lender in South Florida
Fast, asset-based real estate financing across South Florida. A direct private lender you can actually reach — for investors, developers, and special situations.
Why work with a direct private lender
A private lender funds real estate deals with private capital instead of a bank's balance sheet. That means decisions are based on the asset and the deal —not on rigid underwriting boxes— and closings happen in days, not months. When speed, flexibility, or a non-standard situation is what stands between you and the deal, a private lender is the right tool.
I lend directly across South Florida, so you deal with the decision-maker from the first call to the closing table —no layers, no runaround. Loans are secured by a first-lien mortgage on the property, structured around your exit, and available to U.S. and foreign investors alike. If your deal is outside my box, I'll tell you straight and, when I can, point you to the right person.
Who I lend to
Built for real estate investors who need capital that moves at deal speed
Active investors
Buyers and flippers who need to close fast on time-sensitive deals the bank can't fund in time.
Special situations
Foreclosure bailouts, partner buyouts, cash-out, and other non-standard scenarios that need a creative, asset-based solution.
Foreign nationals
Non-resident investors financing through a U.S. LLC, with no SSN or U.S. credit required.
Where I lend
Real estate across South Florida and select markets statewide
How it works
A direct, four-step path from first call to funding
Tell me the deal
Property, numbers, and your exit plan. A quick, no-obligation call.
Terms in 24-48h
A clear proposal based on the asset, not on your credit score.
Streamlined diligence
Appraisal, title, and insurance. No endless paperwork.
Close in 7-14 days
Funds wired so you don't lose the opportunity.
Typical Terms
Reference conditions for private real estate loans in South Florida
Rate
From 9%
Based on profile and deal
LTV
Up to 75%
Of property or ARV
Speed
7-14 days
From term sheet to funding
Position
1st lien
Secured by the property
Frequently Asked Questions
Are you a direct private lender or a broker?
I lend directly and also structure deals with a trusted capital network when a specific case calls for it. Either way, you work with the decision-maker —not a call center— from the first conversation to the closing.
What areas of South Florida do you cover?
Primarily Miami-Dade, Broward, and Palm Beach —Miami, Fort Lauderdale, West Palm Beach and surrounding areas— plus select markets statewide such as Naples and Tampa Bay. If your property is elsewhere in Florida, ask and I'll tell you if it fits.
What types of deals do you fund?
Bridge loans, fix & flip, ground-up construction, foreclosure bailouts, cash-out refinances, and financing for foreign nationals. If it's real estate secured by a first lien in Florida, it's likely a fit.
How fast can you close?
Straightforward deals typically close in 7 to 14 days once title and appraisal are in. When speed is critical, we prioritize the file to hit your deadline.
Do you lend to foreign investors?
Yes. I finance non-resident investors through a U.S. LLC —no SSN or U.S. credit history required. Approval is based on the asset and your exit plan.
What credit score do I need?
This is asset-based lending: the property and the deal come first, not your FICO. That's what makes it work for investors, foreign nationals, and special situations.
Have a deal in South Florida?
Send me the property and the numbers. If it's a fit, you'll have terms within a day or two.