Services
I structure financing for borrowers and deals for investors in Florida private lending — always with investment-banking discipline.
Flexible structures to acquire, renovate, build, and refinance properties in Florida.
Fast, frictionless closings
Private capital to close acquisitions when the bank can't move fast enough. Approval in days, not months.
Typical terms:
6-12 months | LTV up to 70% | Rate from 9%
Ideal for: Investors who need speed of execution to capture time-sensitive opportunities.
Conventional banks, no income verification
30-year mortgages with conventional banks based on the property's rental income. Ideal for scaling your portfolio without documenting personal income.
Typical terms:
30 years | LTV up to 80% | Minimum DSCR 1.0
Ideal for: Buy-and-hold investors seeking stable, long-term leverage.
Learn moreFor non-conventional borrowers
Mortgages for self-employed, foreign nationals, bank-statement loans, and asset-based lending. When conventional banks can't, there's a specialized channel to scale your portfolio.
Typical terms:
30 years | LTV up to 75% | No traditional income verification
Ideal for: Self-employed, foreign nationals, and professionals with non-standard documented income.
Learn moreAcquisition + renovation + sale
Purchase and rehab in a single structure. We cover up to 90% of cost and 75% of ARV to free up your equity.
Typical terms:
6-18 months | LTV 90% of cost | ARV up to 75%
Ideal for: Experienced flippers and new investors looking to maximize capital through renovations.
Learn moreNew construction with progress draws
Construction loans with partial disbursements based on progress. You pay interest only on what's drawn, and LTC reaches 75%.
Typical terms:
12-24 months | LTC up to 75% | Progress-based draws
Ideal for: Developers and builders constructing residential or small commercial properties.
Learn moreStop the sale and protect your equity
Private capital to pay off the past-due debt and stop the auction before it's too late. Approved on equity, not credit score, in coordination with your attorney.
Typical terms:
Closing 7-14 days | LTV up to 65% | Interest only
Ideal for: Owners in default with equity who need to buy time before the auction.
Learn moreFinance in Florida with no SSN
Buy, refinance, or pull equity in Florida as a foreign national, through your LLC. No SSN or U.S. credit. I guide you end to end.
Typical terms:
Down payment from 25% | LTV up to 75% | Via LLC
Ideal for: Non-resident investors from Latin America looking to enter Florida real estate.
Learn moreYour direct lender in South Florida
Direct, asset-based real estate financing in Miami, Fort Lauderdale, and Palm Beach. You deal with the decision-maker, with closings in days.
Typical terms:
Rate from 9% | LTV up to 75% | 1st lien
Ideal for: Investors and special situations looking for a direct private lender in South Florida.
Learn moreBridge loans with a first-lien mortgage on Florida real estate.
Predictable returns that consistently outpace CDs, Treasuries, and most bonds.
You receive interest every month from the first payment. Real, steady cash flow.
Your investment is backed by the property. If the borrower defaults, you're first in line.
Loans of 6 to 24 months with clear maturity. You recover capital on a predictable schedule.
Every loan is secured by a real property in Florida, with professional appraisal.
Appraisal, title, insurance, and borrower financial review before every closing.
Capital is deployed for: